Traumatic brain injuries (TBIs) can change lives in an instant, but the most dangerous aspect of some brain injuries is that the damage may not be immediately apparent. In many cases, especially those involving concussions or mild TBIs, the full range of symptoms does not present itself until days, weeks, or even months after the accident. This delay in symptom onset can have profound legal and medical implications for individuals in Ontario pursuing a personal injury claim.
This blog explores how delayed symptoms in brain injury cases affect Ontario’s viability and valuation of personal injury claims. It also addresses how individuals can protect their rights and strengthen their claims despite the often-subtle progression of brain trauma symptoms.
Understanding Delayed-Onset Brain Injury Symptoms
Traumatic brain injuries occur when a sudden force or impact disrupts normal brain function. This can happen in car accidents, slip-and-falls, sports injuries, physical assaults, or workplace incidents. Depending on the severity, symptoms can range from obvious (such as loss of consciousness or seizures) to more nuanced and subtle signs like mood changes, memory problems, or trouble concentrating.
Delayed-onset symptoms are especially common in mild TBIs and concussions. The brain’s response to trauma can evolve, and symptoms may emerge gradually as swelling increases, neurological pathways become disrupted, or stress on the brain accumulates.
Common delayed symptoms include:
- Chronic headaches or migraines
- Dizziness or vertigo
- Sleep disturbances
- Cognitive issues (e.g., memory loss, poor concentration)
- Emotional changes such as depression, irritability, or anxiety
- Sensory problems, such as light or noise sensitivity
- Fatigue and general malaise
Because these symptoms often overlap with everyday post-accident stress or fatigue, they may be misattributed or go undiagnosed until they become debilitating.
Why Delayed Symptoms Complicate Legal Claims
In Ontario, the personal injury system generally requires plaintiffs to prove that the defendant’s negligence caused their injuries. This involves linking specific symptoms or impairments to the accident in question. Establishing that link becomes more complex when brain injury symptoms are delayed.
One of the biggest challenges is timing. Insurers may argue that the symptoms are unrelated or exaggerated if a person does not report symptoms or seek treatment immediately after an accident. Insurance adjusters and defence lawyers may suggest that a delay in seeking medical attention undermines the credibility of the claim.
Delayed symptoms can also impact the statute of limitations. In Ontario, the standard limitation period for initiating a personal injury lawsuit is two years from the date the injury was discovered, or should reasonably have been discovered. If symptoms are delayed and the individual fails to recognize their seriousness within that timeframe, the window to file a claim could close without legal recourse.
The “Discoverability” Principle in Ontario Law
Ontario courts have acknowledged that some injuries, particularly TBIs, may not be immediately evident. Under the Limitations Act, the “discoverability rule” is crucial in cases involving delayed symptoms. This rule states that the two-year limitation period does not begin until the injured person knows (or ought to know) the material facts necessary to make a claim: namely, that an injury has occurred, that it was caused by an accident or omission, and that legal action may be appropriate.
However, this rule does not give unlimited time. Courts assess whether a reasonable person in the plaintiff’s circumstances should have discovered the injury sooner. Plaintiffs who ignore symptoms or delay seeking medical advice may be vulnerable to a defence argument that they failed to act with due diligence.
Medical Documentation Is Crucial
When symptoms develop over time, meticulous medical documentation becomes one of the most essential elements supporting a brain injury claim. Plaintiffs should report any new, worsening, or lingering symptoms to their healthcare providers as soon as possible and ensure that those reports are recorded in their medical file.
A clear timeline of symptom progression can help establish a causal link between the accident and the brain injury. This is particularly important when the injury isn’t visible on standard diagnostic imaging. In many TBI cases, CT scans and MRIs may appear normal, making subjective symptoms and clinical assessments by neurologists, psychologists, or occupational therapists central to proving the injury.
Medical records that show consistent complaints, treatment efforts, and referrals to specialists can counter defence claims that symptoms are fabricated or unrelated.
The Role of Expert Evidence in Brain Injury Cases
Expert witnesses often play a central role in brain injury litigation involving delayed symptoms. These experts may include neurologists, neuropsychologists, vocational experts, and life care planners who assess the impact of the injury on the plaintiff’s life and ability to work.
Neuropsychological testing, in particular, can reveal cognitive deficits that are not obvious through physical exams or imaging. These tests evaluate memory, executive functioning, attention, and language skills—critical areas often affected by TBI.
In Ontario courts, expert reports that offer a medically supported opinion linking delayed symptoms to the original incident can make or break a case. They are particularly valuable in countering insurer claims that the plaintiff’s problems stem from unrelated mental health issues or pre-existing conditions.
Implications for Compensation and Damages
Delayed symptoms not only affect the viability of a claim, but they also influence the amount of compensation an injured person may receive. Brain injuries with delayed onset can have long-term consequences for employment, education, relationships, and daily functioning. The longer these impacts go unaddressed, the more likely they are to become entrenched or lead to secondary issues like depression or social withdrawal.
An experienced personal injury lawyer will seek damages for current symptoms and future care needs, diminished earning capacity, pain and suffering, and loss of enjoyment of life. When symptoms emerge late, plaintiffs may not initially realize the full extent of their needs, making early legal advice and proper expert assessments critical.
How Legal Counsel Can Help Navigate the Complexities
Given the medical and legal complexities of delayed-onset brain injuries, early involvement of a personal injury lawyer can protect a victim’s rights and strengthen their case. A knowledgeable personal injury lawyer will:
- Advise on how to properly document symptoms
- Refer clients to medical professionals experienced in brain injuries
- Ensure that limitation periods are correctly calculated and preserved
- Retain the appropriate expert witnesses
- Help anticipate and rebut insurer strategies aimed at minimizing the injury
Even if a person initially thought their injury was minor, they should not hesitate to speak with a lawyer if new symptoms develop weeks or months later. Early intervention can mean the difference between a dismissed claim and a successful settlement.
Navigating Insurer Tactics
Insurers often take a skeptical approach to claims involving delayed symptoms. They may point to the lack of early complaints in the medical records or suggest the plaintiff is exaggerating to obtain a higher settlement. Adjusters may also pressure injured parties into early settlements before the full scope of the injury becomes known.
Plaintiffs should avoid accepting early settlement offers without fully understanding the long-term prognosis. Once a settlement is finalized, there is typically no opportunity to seek further compensation if symptoms worsen.
Lawyers who understand the nuances of brain injury cases can push back on these tactics and advocate for a settlement that reflects the true impact of the injury, especially when delayed symptoms are involved.
Vigilance and Advocacy Matter
Brain injuries can be deceptive. Just because the effects are not immediately apparent does not mean they are not real or serious. In Ontario, the law provides avenues to recover damages for brain injuries with delayed symptoms, but only if the claim is carefully and diligently managed.
Tierney Stauffer LLP: Experienced Personal Injury Lawyers Assisting Clients with Traumatic Brain Injury Claims
A brain injury can profoundly impact your life and the lives of those you love, bringing with it immense emotional and financial strain. At Tierney Stauffer LLP, we’re committed to guiding you and your family through this challenging period toward a favourable resolution. We partner with a network of leading professionals, including medical experts, rehabilitation specialists, and financial planners, to ensure you have access to every necessary resource. Our goal is to safeguard your rights and secure the compensation you deserve.
If you or a loved one has sustained a brain injury due to an accident, medical negligence or error, don’t hesitate to reach out. Contact the dedicated personal injury lawyers at Tierney Stauffer LLP to explore your options and determine if you have a claim. Call us at 1-888-799-8057 or connect with us online for a free consultation with our experienced team.