neck injured in car accident

Being involved in a car accident can be a frightening experience. In the moments after an accident, adrenaline can take over and you might find that you feel okay while at the scene. However, once the initial shock from the accident wears off, you may find that you are injured or that you are in…

Young man with head injury - limitation periods on AB claims for minors

It is extremely important to understand what the limitation periods are with regards to minors receiving Statutory Accident Benefits (SABS). If your child was injured in a car accident, and is receiving Statutory Accident Benefits, then you might be interested in the February 2016 decision of the Financial Services Commission of Ontario (FSCO) in Moran v….

Man handing over car keys

Kristopher O’Connell (the insured) was 23 years of age and had been dating Jessica Smith for 5 months when she asked to borrow his vehicle in order to move her cat and some items to her new apartment. Kristopher knew that she had a driver’s licence because he had seen her showing it to gain entry…

business man with smashed car

Many Ontarians are unaware that, when you have car accident in Ontario, there is no automatic right to sue the person who caused the accident.  In order to be able to sue, the person who is injured in a car accident needs to be able to prove that they have a serious and a permanent…

Man's Hand Putting Coin into a Car

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airbag deployed

In 2014, the Ontario government introduced the Fighting Fraud and Reducing Insurance Rates Act.  It’s purpose was to provide a fair and cost effective way to resolve accident benefits disputes between insurers and insureds.  It did so by taking away a person’s right to start a court action in any cases where the dispute involved entitlement…

civl claim - Father child hospital comforting hands

When you sustain a personal injury, whether through a car accident, slip and fall or trip and fall, you can make a civil claim for damages. A civil claim is made by bringing a lawsuit against the party at fault for the injuries that you have sustained.  In order to be successful in bringing a…

share the road with bikers

As a driver nothing is more frustrating than not knowing what other drivers or pedestrians are going to do. Many cities are trying to “go green” and are encouraging people to walk, ride a bike or use other green methods of transportation.  While this is great for the environment it also means that drivers are…

Repair vs. Maintenance

Repair vs. Maintenance?  Are they the same when looking at entitlement to Statutory Accident Benefits? The answer is no. In my last blog, I looked at some different situations that fall within the definition “accident” under the Statutory Accident Benefits.  Since the release of that post, there has been a court decision released which clarifies…

varying type car accidents

What constitutes an “Accident” under the Statutory Accident Benefits Schedule? Every person who owns a car in Ontario is required to have a valid motor vehicle insurance policy.  All motor vehicle insurance policies in Ontario provide for Statutory Accident Benefits.  If you are involved in an “accident”, you are entitled to apply to receive accident…

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