Is Chronic Pain Included Under the Minor Injury Guidelines? The answer to this question according the Reconsideration Decision in the case of 17-000835 v. Aviva General Insurance Canada is NO. T.S. was injured in a motor vehicle accident on January 16, 2015 and sought funding from his insurer, Aviva General Insurance Canada (“Aviva”), for medical…

Many Ontarians think that car insurance exists simply to cover the cost of property damage when they are involved in an accident. Although this is certainly true, property damage plays a small role in what is a complicated web of coverage. The standard auto insurance policy includes many different coverages. The most prominent of these…

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