Man handing over car keys

Kristopher O’Connell (the insured) was 23 years of age and had been dating Jessica Smith for 5 months when she asked to borrow his vehicle in order to move her cat and some items to her new apartment. Kristopher knew that she had a driver’s licence because he had seen her showing it to gain entry…

Personal Assets at Risk

On June 1, 2016, the Ontario Automobile Insurance Scheme will come into effect. The new Ontario Auto Insurance Legislation, which is being promoted by the Ontario Government to reduce your premiums, will drastically reduce the “no fault benefits” that you currently have.  “No fault benefits” are benefits paid by your own insurer in the event…

Car Accident

While driving northbound on Trafalgar Road with her young daughter, Suzanne Padt was suddenly faced with white-out conditions. She could not see where she was going and went off the road, rolling her car over and ending up in a ditch. Fortunately within a short period of time, four cars and a police officer stopped…

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